How To Update Insurance Details In Mparivahan In Easy Steps

In the below article, we will try to solve the problem of vehicle details not getting updated on Mparivahan and learn how to update insurance details in Mparivahan. For updating the details just follow these easy steps to ensure your vehicle details are accurate and updated. Knowing your insurance details is updated is important in view to stay compliant with the motor rules. Let’s get started with the quick and easy process of updating your vehicle details on Mparivahan.

Vehicle data from the centralized Vahan 4.0 and different state registers of non-vahan offices situated at respective state registers flow to the national register. The National Register acts as a central repository of all data. In simple words for Policy to reflect on Vahan, it is a union of data from two different organizations. One is respective state RTO and other is Insurance company. If data is not provided by one of these organizations then your policy will not reflect on Vahan Portal. To understand and better address this issue we have simplified the same in easy steps below.

How To Update Insurance Details In Mparivahan

To update your insurance details on Mparivahan, you need to have a valid Third Party Motor Policy from a general insurance company. Please Note – “Only OD (Own damage)” policies do not reflect on Mparivahan. When the policy is issued, It takes about 48- 72 Hrs for data to get updated on Mparivahan. You can check the policy issuance date on your policy schedule copy provided by insurer. If even after 72 hrs your policy is not reflecting you can go through the below points which can help you identify your problem. Also below we have provided the links and steps to check your vehicle status on Mparivahan.

Insurance Not Updated In Mparivahan For Below Points

1. Policy Has Future Risk Start Date – In case your policy start date is future dated or greater than current date your policy will not reflect on Vahan. These policies will reflect on Vahan portal once the policy is effective. In such cases check the policy start/end date. If your Policy is effective check with concerned insurance company.
2. Policy Is Standalone OD – In case you have taken a stand alone OD policy, In which only own damage is covered, such Policies do not reflect on Vahan portal. Only TP (Third Party) policies will reflect on Vahan. If you have an OD only Policy, Please get a TP Policy from your desired Insurance company, post which your vehicle will be updated on Vahan. If you have a valid TP policy check with concerned insurance company to resolve the issue.
3. Policy Has Invalid Registration Number – Incase insurance company has booked your policy with a different registration number your vehicle will not reflect on Vahan. In such cases check the registration number in vehicle RC copy and compare with registration number updated on policy schedule, if there is any difference in the registration number, check with your concerned insurance company and get the corrections done through an endorsement, post which your vehicle will reflect on Vahan.
4. Policy With Vehicle Registration Number As ‘NEW’ Is Visible On Vahan 4.0 – Used By RTO Only – New vehicle will not reflect on Citizen Vahan portal. The same will be available on Vahan 4.0 – Used By RTO Only. In case your policy is not showing you can ask concerned RTO to try to click on “refresh insurance details” and check again.
5. Type Of Policy Is Shared As “Third Party” With Vahan By IIB By Default. – Motor policies can be of different type like OD + TP, Bundled Policy, Comprehensive, TP Policy. Irrespective of the policy type the same is shown as Third Party on Vahan. So you don’t need to raise any query in such a scenario. Please Note – if your policy is OD only details will not be updated to IIB and not reflect on Vahan portal.
   
6. If Vahan Screen Displays “Vehicle Theft/Destroyed/Blacklisted etc – In case your Vahan screen displays “Vehicle theft/destroyed/blacklisted etc.” are disabled vehicles or not present on VAHAN. Take up such cases with your concerned state RTO.
7. If Vahan Screen Displays “Vehicle Details Not Found” – In case Vahan screen shows as “Vehicle details not found” against your registration number, It implies that registration details are not digitized at RTO. For such case vehicle owner will have to contact concerned state RTO for digitization.

Mparivahan insurance check

Learn how to update insurance details in mparivahan. You can follow the below steps to check if your insurance details are updated :

Browse the below URL in your web browser

https://vahan.parivahan.gov.in/nrservices/faces/user/citizen/citizenlogin.xhtml

Enter your phone number and verification code and then click on next. If you are logging on this URL for the first time, click on create account link and register your self.

New User Registration (For first time users) – Enter Mobile No / Email ID and Verification Code to generate OTP. Once all details are entered your login Id will be created.   

Citizen Login – Once you have registered yourself, or you already have a login, enter your Mobile no and password and click on continue to generate OTP on registered mobile no.

Once you receive the OTP enter the same and click on verify. Incase you have not received the OTP click on resend to generate the OTP.

Once your OTP is verified the below screen will open, on which you can enter your vehicle details and verification code and click on Vahan search.

Once all details are verified, you will get the final result in which you can check your mparivahan insurance status. Check the validity of your insurance, it should not be expired. If your validity is showing expired, you need to get yourself TP insurance. If you have a valid insurance, Please check with your concerned insurance company to resolve the issue. 

Conclusion

We hope through this article you have learned how to update insurance details in mparivahan. As responsible citizens it is our moral duty to stay updated with traffic rules and keep our insurance status updated so that you don’t get fined by traffic police. I hope this article was helpful. If you still have any issue you can message us your details in the comment box below, we will try to get them addressed. Let us know your feedback and anything else that you will like to know about General Insurance.

Update insurance in mparivahan – Flowchart

This flowchart will help you understand better how to update insurance details in mparivahan. It gives the overall steps of the whole process.

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